Oxford Home Financial Activities with Bank of the West

Oxford Home Financial Activities

		bank
january	balance	172.17	bill	12752.45
	bill	15000	sbc of jan	56.55
	tang	800	pg&e	57.94
	yaniv	550
febuary			rent of feb	1258.75
			bill	1047.75
	balance	1348.73	sbc of feb	20.28
	yaniv	550	pg&e	43.33
march			rent of march	1259
	balance	576.12
			sbc of march	33.47
			pg&e	46.95
	balance	495.7
april	tang	800	rent of april	1259
	yaniv	550
	balance	586.7
			sbc of april	33.47
			pg&e of april	49.65
	bill	5000
	yaniv	550
May			rent of may	1261
	balance	4792.58
			bill	880
			bill	1030
	balance	2882.58
			bill	100
			bill	1200
	yaniv	550	sbc of may	33.23
			pg&e of may	27.94

	balance	2071.41
			rent of june	1258.75
			pg&e of june	55.12
			sbc	33.28
	tang	1100
	balance	1824.26
			yaniv	25.28

july			rent of july	1260
			sbc	37.92
			pg&e	45.17
	balance	455.89







		tang
january			balance	47.5
	utility of jan	38.16	bank	800
feb	rent	350
	a third of 59	19.67
			balance	439.67
			kitchen and toilent paper	8.00
			balance	447.67
	utility of feb	21.2
march	rent	350	garbage bag	5.33
	a third of 58.75	19.58
			balance	62.22
	utility of march	26.81
april	rent	350	bank	800
	a third of 59	19.67	hand soap and sponge	3.33
			balance	469.08
			dish liquid&gling wrap	2.66
	utility of april	27.71
May	rent	350	kitchen paper	4.77
	a third of 59	19.67
			balance	79.14
	bill-grocery	7	bill-cap and gown	55.00
	Gabarge bag	2
			balance	125.14
	a third of 2	0.67
	utility of may	20.39
			balance	104.08
	bill(eggs)	2.5
			yaniv(banana and eggs)	4.00
			bill(paper)	2.00
	bill(big mac)	8

june	rent	350	bank	1100.00
	a third of 58.75	19.58
	utility of june	29.47
	grocery(handsoap and sponge)	2.09
			balance	798.43

	bill(burgers and grocery)	16
			kitchen paper	5.34

july	rent	350
	utility	27.70
	a third of 60	20
			balance	390.08
			garbage bags	3.33
	bill(grocery)	19
			balance	374.41







		bill
jan	tuition	12752.45	balance	66.67
	bank	1047.75	bank	15000
	utility of jan	38.16
feb	rent	350
	a third of 59	19.67
			balance	858.64
	kitchen and toilent paper	4.00
			balance	854.64
	utility of feb	21.2

march	rent	350
	a third of 58.75	19.58
	garbage bag	2.67
			balance	461.19
	utility of march	26.81
april	rent	350
	a third of 59	19.67
	hand soap and sponge	1.67
			balance	63.05
	dish liquid&gling wrap	1.33

	utility	27.71
May	rent	350	bank	5000.00
	a third of 59	19.67
	bank	880
	bank	1030
	kitchen paper	2.39
			balance	2751.96
	tang-cap and gown, karaoke	55	tang-grocery	7.00
			garbage bag	4.00
			balance	2707.96

	a third of 2	0.66
	bank	100
	bank	1200
	utility of may	20.39
			balance	1386.91

			tang	2.50
			tang(Big macs)	8.00
	tang(paper)	2
june	rent of june	350	grocery(hand soap)	4.18
	a third of 58.75	19.58
	utility	29.47
	Mauri	100
			balance	900.54

			tang(burgers and grocery)	16.00
	kitchen paper	2.67

july	rent	350
	mari	500
	utility	27.7
	a third of 60	20
			balance	16.17
	garbage bags	1.67
			tang(grocery)	19.00
			balance	33.50
	mari	500



		yaniv
jan	utility	38.16	balance	57.99
			bank	550
feb	rent	500
	a third of 59	19.67
			balance	50.16
	kitchen and toilent paper	4
			balance	46.16
	utility of feb	21.2

march	rent	500	bank	550
	a third of 58.75	19.58
	garbage bag	2.67
			balance	52.71
	utility of march	26.81
april	rent	500	bank	550
	a third of 59	19.67
	hand soap and sponge	1.67
			balance	54.56
	dish liquid&gling wrap	1.33
	utililty of april	27.71

May	rent	500	bank	550
	a third of 59	19.67
	kitchen paper	2.39
			balance	53.47
	garbage bags	2
			balance	51.47


			bank	550
	a third of 2	0.66
	utility of may	20.39
			balance	580.42

june	tang(banana and eggs)	4
	rent	500
	a third of 58.75	19.58
	utility	29.47
	grocery	2.09
			balance	25.28
	bank	25.28
			balance	0

			a third of last month's rent	420



	Mari
june			bill	100
	kitchen paper	2.67
			bill	500
july	rent	500
	a third of 60	20
	utility	27.7
			balance	49.63
	garbage bags	1.66
			bill	500
August	rent	500
	a third of 60	20
	utiltity	????
			balance	27.97333

Before January 2006

		Bank
entry date	description of transactions	debit($)	entry date	descrition of transactions	credit($)
3-Sep-05	balance brought from August	818.66	3-Sep-05	shared grocery	7.25
	Tang	100.00		sbc payment of aug	34.72
	Bill	400.00		pg&e of aug	40.15
	Yaniv	500.00		rent of october	1251

1-Oct-05	balance brought from september	485.54
1-Nov-05	Bill	400.00		sbc payment of sep	34.72
	Yaniv	600.00		pg&e of sep	50.35



				rent of november	1251
	balance	149.47
				sbc of oct(don't know the exact number, need to check)	34.72
				pg &e of oct	38.01
				grocery(light bulbs ect.)	5
	balance	71.74
28-Nov-05	tang	800.00		sbc of nov	38.69
	yaniv	550.00		pg&e of nov	50.88
	bill	400.00		rent of december	1251

	balance	481.17
15-Dec-05	yaniv	550.00		rent of january	1259
	bill	400.00
	balance	172.17
				pg&e of december (uncounted)	57.94



		Tang
entry date	description of transactions	debit($)	entry date	description of transactions	credit($)
3-Sep-05	shared payment of grocery	3.63	3-Sep-05	balance brought from August	758.97
3-Sep-05	a third of $51	17.00		bank	100.00
	rent of october	367.00
	utility expense of september	24.96
			1-Oct-05	balance brought from Sep	446.39
	share of grocery	1.93
	shower head	3.50
	rent	350.00
	a third of 51	17.00
	utilities expenses	28.36
			1-Nov-05	balance	45.60
	rent of decem	350.00		bank	800.00
	utility expenses of nov	29.86
	a third of 51	17.00



	share of grocery	4.57

19-Dec-05	utility of oct	24.24		balance	444.18
	share of grocery	1.67

	rent of january	350.00		balance	418.27
	a third of 59	19.67
	share of gorcery	1.10		balance	47.50





		Bill
entry date	description of transactions	debit($)
3-Sep-05	a third of $51	17.00
	rent of october	367.00		descriptino of transactions	credit($)
	utility expense of september	24.96		balace brought from August	51.72
			entry date	bank	400
			3-Sep-05
	shower head	3.50
	rent	350.00		balance brought from sep	42.76
	utilities expense	28.36		share of grocery	3.86
	a third of 51	17.00	1-Oct-05	bank	400

	rent of decem	350.00		balance	47.76
	utility of nov	29.86
	a third of 51	17.00		bank	400.00
			1-Nov-05
	utility of oct	24.24
	share of grocery	1.67		share of grocery	9.14
				balance	60.04
	rent of january	350.00
	a third of 59	19.67

				balance	34.14
				bank	400.00
				share of grocery	2.20
				balance	66.67



		Yaniv
entry date	description of transactions	debit($)
3-Sep-05	shared payment of grocery	3.63
3-Sep-05	a third of $51	17.00		description of transactions	credit($)
	rent of october	517.00		balance brought from August	58.97
	utility expense of september	24.96		bank	500

	share of grocery	1.93	entry date
	utilities expenses	28.36	3-Sep-05	balance brought from sep	(3.62)
	a third of 51	17.00		shower head	7
	rent of nov	500.00		bank	600

	share of grocery	4.57	1-Oct-05	balance brought from oct	56.09
	rent of december	500.00
	a third of 51	17.00
	utility of nov	29.86		bank	550
				bank	550
	utility of oct	24.24	1-Nov-05
19-Dec-05	share of grocery	1.67		balance	604.66

	rent of january	500.00
	a third of 59	19.67
	share of gorcery	1.10
				balance	578.76
				balance	57.99

				balance	57.99

3 September 2005 Vitoria, Yaniv, Tang, and Bill were in the Oxford apartment and discussed among money issues. Today Vitoria requested for one third of the balance remained in the joint account in May 2005. The remaining balance in the joint account was one third of (the ending balance of the bank statement in May + withdrawls made in June), which is one third of ($174.11+64.86) or one third of $238.97 or $79.66. Vitoria got $40 in cash from Yaniv and $40 in cash from Tang today for the remaining balance. Besides the one third of the balance in the joint account. Vitoria also requested two third of the monthly rent, which is two third of $1250 or $833.32. Vitoria did not take any checks from anyone today, and Bill should send Vitoria a check of $833.32 in mail before October 1st 2005. Since Bill will pay Vitoria two third of the rent, Bill, Yaniv, and Tang will each own one third of the security deposit in K&S. The security desposite in K&S is $1250. And Bill, Yaniv, and Tang will pay one third of the final month's rent, which will be $1250. The final month's rent will be paid by the deposit in K&S.

Oxford Home Financial Activities with Bank of the West

Current Balance	$818.66

Date of Transaction	Table Entry Date	Debit	Credit	From	To	Comment
Carried from Earlier	31-Aug-05	$1,117.94		(See Comment)	Account	Yaniv owes the account $50, Tang just put in $1050, so 1117.94-1050=67.94. Since Yaniv owes $50, 67.94+50=117.94 is the account balance that is splited among Tang and Yaniv. In other words, if Yaniv put $50 in the joint account, then Yaniv will own $58.97 in the joint account, and Tang will own $1050+58.97 in the joint account. $1050 is 3 months' rent. For Bill, Bill should put in $58.97 for an equal share of balance with Yaniv and Tang. In addition to the balance, Yaniv will put in $500 for September Rent, and Bill will put in $350 for September Rent.
30-Aug-05	31-Aug-05	$550.00		Yaniv	Account	Yaniv now paid the $50 he owed the joint account, and Yaniv paid the amount for the September Rent.
02-Sep-05	02-Sep-05	$401.72		Bill	Account	Bill should pay $58.97 to make an equal share of money in the joint account. On top of that, $350 is needed for September's rent. On Sep 1st, Bill purchased 1 box of Glad Kitchen Bag, 1 Brawny 3-roll pack of paper tower, and 1 Safeway Select Aluminum Foil. Yaniv, Tang and Bill agreed to share the cost of the 3 items mentioned. The 3 items costed $6.89, $2.99, and $0.99 respectively before tax. In all, Bill should pay $58.97+$350-$(6.89+2.99+0.99)*2/3=$401.72. Bill paid the exact amount in cash to the bank because Bill couldn't find his check book.
02-Sep-05	02-Sep-05		$1,251.00	Account	K & S	September Rent. Bill wrote the check. The check was slipped through the door crack on the third floor in room 19 the manager Han's door .